Net 100% of Your Business's Revenue

Slash Your Card Processing Fees Or Reduce Them To ZERO With Net 100

Reduce Transaction Fees Through Optimization

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Interchange Optimization ensures the lowest credit card processing rates to the merchant. Complete Level II and Level III data is passed as an extra layer of security, significantly lowering interchange rates

Cash Discount allows retail merchants to reduce their fees to 0% by passing the fee along to the customer and is legal in all 50 states

Surcharging allows both retail and online businesses to reduce their fee to 0% by passing the fee to the customer, however some states have restrictions

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High Risk Payment Processing

Net 100 Specializes in obtaining payment processing for high risk merchants

A business can be marked "High Risk " due to multiple factors including the type of product or service sold, high chargeback rate, credit history, if merchant accounts have been closed in the past

Businesses that fall into this category include: Coaches and consultants, Digital courses, Adult products or entertainment, dating, gambling, online gaming, CBD, dispensaries, credit repair, debt collection, liquor stores, Medical practices and more

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All-In-One Payment Processing Platform

A secure, cloud-based platform that simplifies accepting, integrating, and managing payments—eliminating the need to juggle multiple systems.

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Online Payments

For businesses relying on online stores, eCommerce platforms, or donation pages, accepting credit card payments is essential

Our powerful payment gateway offers seamless solutions to accept payments and manage transactions, helping you grow your eCommerce business and get paid faster

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Ecommerce Integrations

Hosted Payment Page

Virtual Terminal

Transaction Management and Reporting

Fraud Management Tools

Developer-Friendly APIs

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In-Store Payments

Our broad suite of point-of-sale (POS) devices and countertop accepts payments of all types - including EMV, NFC, digital wallets, and however else customers choose to pay

Software Integrations
24/7 Team Support
Plug-and-Play Setup
Transaction Management

Suite of POS Systems

Advanced Reporting

No Physical Credit Card Required To Process Payments.

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Net 100 Virtual Terminal

Patented Tokenization
Replaces customer data with irreversible tokens that are useless to hackers

Point-to-Point Encryption (P2PE)

Can be paired with our PCI-validated, P2PE enabled devices to protect cardholder data throughout its full lifecycle

Simple Device Integration

Integrate with a suite of secure EMV-capable physical devices

A Secure Credit Card Payment Gateway

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Simple Payment Gateway

API Integration

Gain access to a library of developer-friendly APIs

that make it easy to accept payments through multiple channels – whether that is in-store through a POS system, or online using a checkout page or mobile app

A Perfect Match For

Business Management From A Single App

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Product Catalog

Label, price, and organize products for a fast, simple checkout

Cash Acceptance

Cash payments are also accepted on The Mobile App also supports cash payments

Reporting Analytics

Filter and pull reports, plus void or refund transactions

Free Download

Compatible with iPhone and Android, the app is free to download from the Apple® App Store or Google Play™

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Accept Card-Present Payments With A Mobile Credit Card Reader

Get Access To Detailed Transaction Reporting

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Merchant Payment

Reporting Management

Real-time transaction monitoring, management, and processing

The Net 100 platform enables businesses to easily review their credit card transactions in real-time, all from one location

Plus, bring these features right to your fingertips with the mobile credit card processing application for Apple and Android devices

Transaction Management

Made Simple

Easily identify best-selling products, most loyal customers, top-performing employees, and more

Monthly Volume

Monthly volume reports allow users to closely monitor business performance and progress

Search and Filter Transactions

Powerful filters allow users to refine transactions using a number of parameters including date, credit card number, status, and more

Manage Multiple Locations

Easily access and download reports to compare sales figures for different locations

Frequently Asked Questions

What is Net-100?

Net-100 is a merchant services provider that enables businesses globally to securely process and manage their card transactions from anywhere in a variety of ways.

What countries does Net-100 offer merchant services in?

Net-100 offers payment solutions to businesses operating in North America,

Europe, Asia, and select countries in the Middle East.

What types of payments can I accept with Net-100?

Accepted payment types include cash, EMV, NFC, MSR, ACH, and manually entered payment cards.

How secure is processing with Net 100

Every transaction is protected by CardSecure , our proprietary tokenization and point-to-point encryption method for securing cardholder data. CardSecure safeguards your business and customers from data breaches by securing and then storing all card data in our hosted vault. This removes sensitive information from your system and replaces it with irreversible tokens.

What hardware options are available for in-store payments?

Net 100 has multiple POS partners including Clover and Cardpointe. If processing on the Clover payments platform, businesses can leverage the Clover hardware suite, including the Clover Station Solo, Clover Mini, Clover Kiosk, and more. For businesses leveraging the CardPointe payments platform, we have an array of countertop devices, including the Desk 3500/5000 Terminal, Desk 1500 Pin Pad, and more.

How secure is my customer's data?

We prioritize your data security by employing state-of-the-art encryption technologies, conducting regular security audits, and adhering to strict compliance standards both locally and internationally to safeguard your financial information.

What kind of support does Net 100 provide?

With 24/7 phone support and a fast-response ticketing system for existing customers, merchants can always remain confident that their business will stay up and running. Or access our CardPointe Support Center to explore a library of support pages that can help you manage your devices and settings.

Do you accept high risk merchants?

Yes, we pride ourselves in our ability to work with all merchants including "High risk" merchants. Our network of domestic and international partners enable us to take on any merchant regardless of their industry.

Can I process payments on the go?

Yes. The Mobile App extends the features and benefits of the platform to iOS and Android devices and is available to Net-100 customers free of charge. Easily accept and manage payments from your mobile device using the app's intuitive interface.

What additional features does Net-100 have?

Additional Net-100 features include real-time reporting , recurring billing, PCI compliance management, a free virtual terminal , and a free mobile app. Plus, merchants who use the recurring billing feature can leverage our Card Account Updater (CAU) to reduce the frequency of declined payments! Card Account Updater checks all cards on file for updates every day. If new card data is available, a new token is generated to replace the existing token within five days.

Can Net 100 integrate with my existing ecommerce platform?

Yes. Our e-commerce solutions provide flexible options for integrating secure tokenization and payment methods with a variety of e-commerce business models.

Is the mobile app free to download?

Yes, the Mobile app extends the features and benefits of the Net 100 platform to iOS and Android devices and is available to customers free of charge. Easily accept and manage payments from a mobile device using the app's intuitive interface.

Does the mobile credit card reader accept all payment types?

The Mobile device enables businesses to accept card-present EMV (chip), MSR (magnetic stripe), and contactless (NFC) payments on the Mobile app. The Mobile Card Reader device connects to your phone or tablet via Bluetooth® for quick and secure payments on the go.

Can I accept cash payments through the mobile app?

Yes, cash is accepted as a form of payment within the Mobile app.

Which Industries benefit from using the mobile app?

Merchants who power their business outside a home location, such as food trucks or contractors, would benefit from a mobile card reader. In the past, businesses have had to rely on invoicing customers for their services, which can lead to payment delays or missed payments. With mobile card processing, merchants can accept payment as soon as a job is complete and process the transaction at any location.

What steps do I need to take to start working with Net-100?

Starting with Net-100 is simple. You can reach out to us via our website, phone, or email to schedule an introductory meeting. During this session, we will assess your business's needs situation, discuss your goals, and propose a customized plan of action. You will complete an application, go through underwriting, and once approved will be set up to start processing the same day.